Privacy Policy
Last updated: August 6, 2025
The Short Version
Your financial data never leaves your device. SpendLite runs entirely in your browser. We can't see your transactions, balances, or any personal banking information — because it's impossible by design. That's our promise.
Who We Are
Spendlite
Ahmedabad, Gujarat, India
Email: hello@spendlite.in
Phone: +91 99138 70186 (Mon-Fri, 10 am-6 pm IST)
How SpendLite Protects Your Privacy
100% Client-Side Processing
When you drag and drop your bank statement CSV into SpendLite, everything happens locally in your browser. We parse, categorize, and visualize your transactions using JavaScript that runs on YOUR device. No servers involved. No cloud storage. No data transmission.
What We Never Collect
- Your bank transactions or amounts
- Account numbers or bank details
- Personal identifiers from your statements
- Transaction dates or merchant names
- Your financial balances or spending totals
Optional Anonymous Analytics (Opt-In Only)
If you explicitly choose to help improve SpendLite, you can opt-in to share anonymized categorization patterns. This means:
- We might learn that "users often categorize UPI transactions as groceries" — but NOT your specific purchases
- We see patterns like "60% of users have recurring subscriptions" — but NOT your Netflix amount
- Zero personal data, amounts, dates, or merchant names are ever transmitted
This is completely optional and disabled by default. You'll see a clear toggle in settings if you want to contribute.
Purchase Information
When you buy SpendLite, Razorpay (our payment processor) handles the transaction. We receive only:
- Your name and email (for licence delivery)
- Phone number (for support)
- A payment success token from Razorpay
We never see or store your card details, UPI ID, or banking credentials. That's all handled securely by Razorpay under their privacy policy.
Your Rights
Under GDPR (European Visitors)
You have the right to:
- Access — Request a copy of any data we have about you (spoiler: it's minimal)
- Correction — Fix any incorrect information
- Deletion — Ask us to delete your purchase records
- Portability — Receive your data in a portable format
- Object — Opt-out of any processing (though we don't do much!)
Under India's DPDP Act 2023
Indian residents enjoy similar rights:
- Right to access and correct your personal data
- Right to erasure of your data
- Right to grievance redressal
- Right to nominate someone to exercise these rights on your behalf
Data Storage & Security
Your Financial Data
Stored exclusively in your browser's local storage. Clear your browser data, and it's gone forever. We recommend using the "Download Backup" feature to save an encrypted copy you control.
Purchase Records
Kept on encrypted servers in India for tax compliance (7 years). Only accessible to authorized SpendLite team members for support and legal requirements.
Cookies & Tracking
SpendLite uses minimal, essential cookies:
- Session cookie — Remembers you're logged in (expires when you close the browser)
- Licence validation — Confirms your purchase locally
No advertising cookies. No cross-site tracking. No selling data to third parties. Ever.
Children's Privacy
SpendLite is designed for adults managing personal finances. We don't knowingly collect data from anyone under 18. If you're a parent and discover your child has provided us information, please contact us immediately.
Changes to This Policy
We'll update this policy as needed and post changes here. For significant updates that affect your rights, we'll email all licence holders at least 30 days in advance.
Contact Us
Questions? Concerns? Just want to chat about privacy?
Email:hello@spendlite.in
Phone:+91 99138 70186 (Mon-Fri, 10 am-6 pm IST)
Response time: Within 24 hours on business days
The Bottom Line
We built SpendLite because we were tired of finance apps that harvest data. Your money matters are private. They should stay that way. That's not just our policy — it's our architecture.